India Banking & Finance — UPI Live, RBI Rates, Digital Payments
India processes over 150 Billion UPI transactions per year — more than all other real-time payment systems globally combined. With forex reserves of $643 Billion, 53.8 Crore Jan Dhan accounts, and a repo rate of 6.25%, India's banking and financial inclusion story is transforming 145 Crore lives. This page tracks live UPI transactions, EPFO contributions, Aadhaar authentications, and all key RBI monetary policy rates from official sources.
How many UPI transactions happen per day in India?
India processes approximately 41 Crore UPI transactions every day worth around ₹2,000 Crore daily. This makes India the world's undisputed leader in real-time digital payments — larger than all other real-time payment systems globally combined. Source: NPCI annual data.
What is the current RBI repo rate?
The RBI repo rate is currently 6.25% with a neutral monetary policy stance per the latest MPC decision. Reverse repo is 3.35%, CRR is 4.0%, SLR is 18.0%. Source: RBI.
How many Jan Dhan accounts are there in India?
India has 53.8 Crore Jan Dhan accounts under PMJDY with total deposits exceeding ₹2.31 Lakh Crore — the world's largest financial inclusion programme. Source: PMJDY.
What are India's forex reserves?
India's forex reserves are approximately $643 Billion — the world's 4th largest, covering ~11–12 months of imports. Source: RBI Weekly Statistical Supplement.
How many people are covered under EPFO?
EPFO adds approximately 6.2 Crore new formal sector enrolments every year with annual contributions of ₹3,09,000 Crore. The total EPFO corpus exceeds ₹20 Lakh Crore. Source: EPFO Annual Report.